Would you like to win a bunkbed ?

Room to Grow have just launched a lovely competition to give away a bunk bed to one lucky family! Would you like to have a peek at the prize?

 

Win a bunkbed

 

Isn’t it a beauty? It splits into two separate beds too so you get real flexibility. This bunk can also be converted to a Midsleeper or High Sleeper with the addition of a building kit. It is solid and sturdy and super stylish.

To enter the competition, they are re asking children to tell them why they want/deserve a bunk bed in their room – they are hoping to get some really adorable answers and I am sure they well. Such an easy comp to enter!

I asked my kids and they replied  so we could spend lots of time together. How sweet is that!  I love that the bunk would go with just any decor and would grow with the children if they should ever  want to sleep apart. It is such a smart solution to anyone worried about being stuck with a bunk as their children get older.

You can take a look the competition here:

I am so excited to share this with you my lovely readers as I thought this was something you might love to enter. I wish you the very best of luck and DO come back and tell me if you win.

 

If you want to follow Room to Grow on social here are their details –

Twitter @roomtogrowbeds / Instagram @roomtogrowbeds / Facebook @roomtogrowbeds

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In the hectic schedule of most busy families, it’s easy to let budgeting and finances slip down the priorities list. Many people approach bookkeeping with dread, but getting the hang of a few basic principles can really help with family expenses.

Here are a few tips to help you stay on top of bookkeeping, and have the peace of mind to know you’re getting the most out of your money.

Bookkeeping Tips for a Busy Family

 

Keep Things as Simple as Possible

There is need to invest in expensive accounting in order to track the family budget, investments, savings or general income and outgoings.

Knowing the basics of what you need to record, then setting up your own simple system is all that’s needed:

Record all income

  • Record all outgoings and expenses
  • Keep your receipts and invoices (those coming in as well as those you send out)

That, at its most basic level, is the fundamental principle of bookkeeping. It helps with cash flow, budgeting, saving, and spending too, and is a useful exercise whether it’s for business purposes or just to keep track of personal finances.

If you’re good with Excel, set up your own spreadsheet and update it regularly with household expenses and income. If computer spreadsheets aren’t your thing, keep a simple income and expenditure note book.

 

 

Stay in Control of Expenses

Reconcile your bank statements against your notebook entries, to pick up on any discrepancies or take control of expenses that are no longer needed. Subscriptions or product insurances are a good example when they’re paid through direct debit. It’s not unknown for families to still be paying for insurance on products they no longer own. When you see the recurring expense each month, you’ll be reminded to cancel if you no longer need it.

 

Stay on Track with Internet Banking

If you don’t already, sign up for Internet banking. If you always have access to your finances via your phone and the Internet, there’s no reason for overspend because you always know how much is in your account.

Other benefits that come with online banking include:

  • Easily move money between accounts.
  • Check your balance and search your statements.
  • Set up text alerts, for instance weekly balance checks.
  • Manage direct debits or cancel payments.
  • Access 24/7 support.

 

Set Aside Time for Family Bookkeeping

Unless your family finances are really complicated (in which case a good accountant will help save you money), family bookkeeping shouldn’t take longer than a few minutes each week.

Setting a small amount of time aside on a regular basis and getting on with the job is better than putting it off for months then facing a marathon session.

Keep your paperwork organised, having files or folders for paper bank statements, insurance documents, car documents, investments or savings accounts. Update the folder regularly as new items arrive or old ones become obsolete.

If you also run a small business from home, even if you just sell a few items through online auctions, keep track of the money separately from your household budgeting. If things start getting complicated or you really can’t keep up the discipline needed to keep records, consider hiring a bookkeeper for a few hours each month. Ask what sort of information they need, and then work out a system to streamline the work and keep costs down.

Keeping family finances under control needn’t be an impossible or time consuming task. By organising some simple bookkeeping tactics, you’ll always know where you stand with money.

 

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It’s something that many parents, especially first timers, sometimes neglect to do. In the beauty and chaos of raising a child, it’s easy to forget that as they grow older, their needs become more demanding. And when your home is one you’ve worked hard on to make it ideal for you and your partner, changing things can be difficult. Maybe you’re not even the one with kids, but some friends are visiting, and they’re bringing their child who you have no idea how to keep things safe for them. And what do we even mean by kid friendly? Yes, safety is a part of it, but we also know that a more engaging experience for children in your home can be very important. Don’t worry! We have compiled a short list of things which can easily be done to make your home right for kids.

 

How to make your home more kid friendly

 

Accessorise safely

First things first: kids, young ones especially, just love grabbing and touching any small or shiny things that they can see. Decoration is something we all love in our homes, but instead of valuable (monetary or sentimentally) mementoes and ornaments loading those inviting bottom shelves or other low-lying places, opt instead for softer, more durable, things such as pillows, teddy bears or books. As for those prized possessions – simply keep them out of reach!

 

Be Wary of Windows

Windows remain huge safety hazards for children. Children will always be fascinated with them; it is entirely natural. Experts estimate at least 4000 children every year are hospitalised after falls from windows. Window stops or night-locks are crucial to the safety of children unless you intend on supervising them continuously. Windows are still important to children, and you should encourage them to look outside safely at the outside world.

 

 

Encourage Outside Play

If they’re tempted, why not show them how to use those patio doors! If they can escape to the outside, it unlocks a whole new area of wonderment and fantasy for them to play in. By introducing your kids to the outside world, not necessarily a garden, a park, or even the street is good too with appropriate supervision, you unlock doors of imagination that were previously impossible. Outside is a source of imagination and inspiration for children of all ages. What’s more, by easing them into the outside world, you can keep them from making a mess or breaking anything indoors!

Make Room

If not the most important tip, it is certainly the simplest. This one can be a case of testing the water, as until the child really has a feel for the room you won’t know which parts of it they like best. But it is important to give children their own space to think, play, and develop ideas. Allocation space for your child to occupy seems obvious, but it should happen organically within the home. One of the most important factors in a child’s familial development is inclusion, so you should be ready to welcome them into the living room, along with all their possessions, to make them truly feel at home.

 

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We all consider our homes to be the safest place for our children, but families are being urged to reduce accident risks to children around the home. Even though our homes may seem cosy and safe, research has shown that accidents in the home could be very dangerous—even fatal—for children.

The Royal Society for the Prevention of Accidents (RoSPA) is pushing for increased awareness of the risk, having run an annual Family Safety Week since 2014. Here is a breakdown of what you should be doing to keep your family safe at home.

Tips for keeping your family safe

 

 

Make sure your doors are secured inside and out

Most threats we consider are about people coming into our homes, but what about our children getting out of homes? Parents from Toronto, Canada discovered the risk after their three-year-old daughter woke in the middle of the night, unlocked the front door and walked to a nearby grocery store. Thankfully, police caught up with her before she came to any harm.

Securing your front door is not always a guarantee your family are safely contained inside. As this Banham guide to the different types of door locks explains, a thumbturn lock is one that can be operated from the inside without the use of a key. Usually these are installed for the purposes of safety, as they’re easier to unlock in an emergency without fumbling for keys. However, thumbturn door locks—also known as rosaries—are simple for kids to unlock and make a bid for freedom.

Having said that, it can be simple for young kids to escape from any type of door lock, even one that requires a key: they see you doing it all the time. The advice, then, is to install a second door lock, such as a simple chain or bolt, that is too high for a child to reach.

 

Don’t leave your children around water

Firefighters in Glendale, Arizona (US) have alerted parents to the risks associated with pools and open water as summer nears. Though it’s likely less of an issue here in the UK where it’s far more rare for homes to contain private swimming pools, it applies to garden paddling pools, ponds and is good advice for bathtubs too.

The Fire Department has established a simple ABC guide to help parents keep children safe around water. A stands for adult supervision, keeping a close eye on children at all times; B is for barriers, such as “Door locks, pool fences, things that keep kids out of the water,”; the final C stands for classes—that refers both to children’s swim classes and adults CPR classes in case of an emergency.

Of course, you should take the time to discuss the potential risks associated with open water with your children, and give them instruction on what to do in case of emergency. In home bathtubs and private pools alike, non-slip mats and stickers can help prevent a fall.

 

Beware of the kitchen

The kitchen is fraught with dangers, with a considerable number of home accidents taking place in the kitchen. Establish some ground rules with your children to help avoid accidents when you’re cooking, such as keeping a safe distance from the hob and oven when in use, and don’t allow pot handles to hang over the edge of cookers and worktop. The Hub suggests creating ‘off-limit’ zones.

Watch out for the dishwasher too. Dishwashers give children easy access to sharp knives and forks, while detergent can irritate children’s skin and eyes. Advice is to keep dishwashers securely closed when not loading/unloading, and to point knives, forks and other sharp items downward in the utensil basket.

Designate a safe area for dangerous kitchen items. A knife block is safer for your children—and you—than storing them in a drawer. Heavier items should also be stored on lower shelves, and shelving units themselves anchored to a wall to prevent them toppling over if your child attempts to scale them. While you’re at it, secure your appliances like fridges to a wall too.

 

When the kids are home alone

If you have older children, the risks outlined above might be less of a concern, but that doesn’t mean there aren’t steps you should take to keep them safe in your home. If you feel comfortable allowing your child to stay home alone, here are some tips from the Red Cross to keep your child safe:

Before you leave, check that all cookers and other appliances are properly turned off and safe. Remove any dangerous or sharp tools such as power tools and razor blades, as well as bleach and strong detergents. If your children will need to prepare their own dinner etc, show them how to do so safely and consider chilled or microwaveable meals. If your burglar alarm allows you to do so, set it by zone to cover areas of your home that won’t be occupied.

Leave your children with details of emergency contacts and practice routines for what to do in the event of a fire, blackout or other scenario that might put them at risk. Keep a first aid kit handy and stocked. Designate a neighbour to contact, and ask that neighbour to keep an eye out too. Remind your children not to inform callers that they are home alone. Similarly, make sure they know not to post anything about being left unsupervised on social media or internet chat rooms.

 

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My thrifty week had been limited as I actually have spent loads of money, school trips, brownie subs, blooming fidget spinners !

But despite all that I have done the following three thrifty things.

It’s rained this week and tennis has been cancelled so I have made savings., Rather than just pop it back in my purse I immediately transferred it to my savings account.

 

 

Began a money diary challenge for the next week. Notitng down what I spend then reflecting back at the end of the week on what I could have done differently
Went for an evening out and just drank water. Had a ball and spent just £1 on parking !

 

 

As ever I firmly believe every little bit of money saved is a step in good direction . How’s you week been?

 

As always, we’d love you to join in with us by sharing what frugal and thrifty things you’ve been up to this week – whether it’s an Instagram picture (#5frugalthings), a blog post or even a video.  Just add your link to the linky at the bottom of this post.

You don’t have to share five things you’ve done, anything thrifty or frugal that you’ve been doing is perfect.

You’re more than welcome to copy and paste the badge above but it would be even better if you could let your readers know that you’re linking up with us by adding a little line to the bottom of your post like this one:

I’m linking up with this Cass Emma and Becky in this week’s ‘Five Fabulously Frugal things I’ve done this week’ linky.

 

 


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