How are you at keeping track of your finances?
I am in the could do better category,
I have been asked by Saga Equity Release to take part in a Spending Diary challenge to see how keeping a spending diary will impact upon my monthly budget.
This is not something I have done for a long while so I think it will be a great exercise for me to keep track of my outgoings. I suspect I may be rather shocked.
I know that when I have kept a diet diary it has made me much more concious about what I am eating and it has helped regulate me.
After a rather fabulous holiday a few weeks ago and both my kids having birthdays this month I absolutely am in need of a low spend month as far as possible. it will be interesting to see how it goes and I will check back with you in July to report in!
For the challenge I have been sent a budget recipe book called The Wealth Chef, a budget book to record my spending and a meal planner/shopping list to stick on my fridge. Thank you Saga! I should now be fully armed to take on this challenge .
I will let you know how it goes…
Wish me luck!!!