Win a copy of The No Spend Year

The No Spend Year

Published later this week The No Spend Year : How I spent less and lived more by Michelle McGagh is really an inspirational read.

 

The No Spend Year

Michelle  is a freelance personal finance journalist who has been writing about money for over 10 years. But this didn’t stop her having money problems. She wasspending with abandon and getting stuck in the rat race, eventually she realised her aspirational spending was getting out of control.  She decided  that enough was enough and that she was going to take a radical approach to her finances.

She writes about her journey to her no spend year with a real clarity and insight that saw me nodding along.

It’s one thing to write about how to manage your money and quite another to do it.

The No Spend Year

But Michelle had a plan!

She discovered minimalism and sold 80% of her belongings and then she took her minimalist mindset and applied it to her spending.

The book is an account of her journey; her highs lows, what she missed, what she didn’t and the lessons she will take going forward. It is a fun and accessible read and it will really make you think about what you waste money on and how you too could seriously reduce your spending.

Michelle  managed to reduce her grocery spending (food/house/toiletries)  to £31.60 a week!!! Now that’s impressive

Do you fancy stepping outside the consumer cycle? If so this might be a really good read for you.

 

Win a copy of The No Spend Year

In order to be in with a chance of winning your own copy of The No Spend Year simply enter the rafflecopter below

a Rafflecopter giveaway

 

You can read Michelle’s blog at www.londonminimalists.co.uk

 

 

Competition listed at Prizefinder

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87 Comments

  1. Tracey Peach
    January 9, 2017 / 18:36

    I don’t think I waste any money now I used to when I was younger though. I guess we all learn as we go on

  2. January 9, 2017 / 18:47

    I don’t waste money I am living very frugally, would love to win this book, right up my street.

  3. Andrea Fletcher
    January 9, 2017 / 18:59

    I am quite careful with money so don’t think I really waste any.

  4. Michelle Grundy
    January 9, 2017 / 19:00

    Food, definitely. Especially top up shops that end up costing £30 when all I needed was a loaf of bread! Cue 2017 starting eating a lot of freezer gravel… not appetising but it might save me a few quid!

  5. simon tutthill
    January 9, 2017 / 19:09

    i love watches

  6. Leanne Hansell
    January 9, 2017 / 19:30

    I waste money on takeaways.

  7. Joanne Darnell
    January 9, 2017 / 19:39

    coffee in nice places!

  8. Ms Suan Watts
    January 9, 2017 / 19:40

    Going out for meals

  9. laura stewart
    January 9, 2017 / 19:43

    chocolate 🙂

  10. Lisa Houston
    January 9, 2017 / 20:20

    mainly food that doesnt get eaten.

  11. Karen R
    January 9, 2017 / 20:21

    We waste quite a bit of money on sweets and treats for the children!

  12. jessica woods
    January 9, 2017 / 20:26

    Pop and sweets

  13. Alison Ellis
    January 9, 2017 / 20:27

    Books because I don’t always feel it’s a waste but it’s my downfall

  14. emma walters
    January 9, 2017 / 20:41

    too many toys for the children at xmas!

  15. Judith
    January 9, 2017 / 20:43

    Coffee when I go on the train, otherwise quite careful with what I spend.

  16. Vicky Hawkins
    January 9, 2017 / 21:09

    We waste a lot of money on takeaways or eating out. I would love to read this and get some tips!

  17. Emma Rawlinson
    January 9, 2017 / 21:27

    Buying lunches at work. I need to be more organised with preparing a packed lunch in the mornings

  18. Helen Tovell
    January 9, 2017 / 21:41

    Food

  19. Mark Fletcher
    January 9, 2017 / 22:09

    Smoking – i know its like setting fire to a tenner and i wish i never started.. but Im not sure i want to give it up

  20. JULIE WARD
    January 9, 2017 / 22:41

    On the grandchildren, but I don’t call it a waste really

  21. Joseph Dawson
    January 9, 2017 / 23:19

    I need to keep an eye on my income

  22. Harline parkin
    January 10, 2017 / 04:48

    Food I think I buy far too much

  23. Kate Meager
    January 10, 2017 / 07:34

    wasting food

  24. michelle o'neill
    January 10, 2017 / 08:21

    magazines for my grandaughter that she only takes the toy out of lol

  25. Jennifer Haden
    January 10, 2017 / 08:29

    I think I waste money on gifts, as I usually don’t shop around for the best deals always x

  26. Elizabeth Harbron
    January 10, 2017 / 08:47

    I’m trying to spend less money on food.

  27. Karen Barrett
    January 10, 2017 / 10:16

    As a family we don’t waste money, we are very conscious of our outgoings and lifestyle, however always looking for ways to learn and improve.

  28. dawn f
    January 10, 2017 / 10:18

    take outs when I’m not in the mood to cook which unfortunately is often 🙁

  29. Allan Wilson
    January 10, 2017 / 10:30

    Frivolous things

  30. Lisa Wilkinson
    January 10, 2017 / 10:46

    Takeaways

  31. Jo Carroll
    January 10, 2017 / 11:51

    The cinema probably. I should just wait for the movies to hit DVD’s – it’s a lot cheaper to buy and own a DVD (and be able to wtch it over and over) than to go out to watch a film just the once….especially if you get them from the trade-in stores.

  32. iain maciver
    January 10, 2017 / 12:44

    food mostly

  33. Tracy Nixon
    January 10, 2017 / 15:14

    I waste money on buying luxury items I don’t really need and aren’t worth the money (eg you can buy them in a cheaper brand)

  34. Jodie Cook
    January 10, 2017 / 18:50

    Central heating in the winter

  35. Hayley F
    January 10, 2017 / 21:49

    im not sure i waste any money.Probably electricity maybe x

  36. Tina Glover
    January 10, 2017 / 22:31

    Food I would say! We always have fully stocked cupboards and end up throwing a few things away which is such a waste!

  37. Elizm
    January 10, 2017 / 23:15

    petrol! I don’t walk anywhere if I can drive

  38. Lorna Ledger
    January 10, 2017 / 23:47

    Without a doubt Take-aways….so I have been looking at ‘Fake-away’ recipes recently

  39. jo liddement
    January 11, 2017 / 08:26

    I have to be careful with money but i want to cut down on food this year as i tend to buy too much for my store cupboard ie dried foods and tinned foods.

  40. Rachael Ashmore
    January 11, 2017 / 09:58

    Takeaways when I have food in my fridge 🍎

  41. Noreen
    January 11, 2017 / 14:18

    Chocolate and desserts! 🙂 Would love to win this book.

  42. Paul Halling
    January 11, 2017 / 15:25

    we waste sssssooooooo much on coffee!

  43. Rich Tyler
    January 11, 2017 / 17:01

    Fast Food

  44. Lisa Pope
    January 11, 2017 / 19:43

    Take Away, I’m a sucker for a Chinese

  45. Melissa Crowe
    January 11, 2017 / 21:21

    Takeaways

  46. Jennifer Brown
    January 11, 2017 / 21:31

    I’m much improved, but usually second-hand clothes which are pretty but I’ll probably never wear

  47. sandra
    January 12, 2017 / 22:14

    food

  48. Pamela Gossage
    January 13, 2017 / 14:21

    Food

  49. January 14, 2017 / 08:30

    It used to be takeaways. but now I’m on reduced income due to my long term condition I really have to stick to a budget

  50. carole n
    January 15, 2017 / 14:18

    not very much – i try to be careful with choices

  51. Solange
    January 16, 2017 / 02:14

    We waste money on takeaways or eating out.

  52. Mary H
    January 16, 2017 / 11:20

    I waste a lot of money on cigs and alcohol. I’m in my mid thirties and I’ve still got a social life like a twenty something year old. Time so slow down methinks.

  53. danielle pooley
    January 17, 2017 / 11:07

    Has to be take aways! We def buy more than we should.

  54. Donna W
    January 18, 2017 / 14:06

    Food,mainly due to laziness 🙁

  55. Rebecca Howells
    January 18, 2017 / 16:00

    I spend a lot on presents for other people to make them happy.

  56. Sarah Reed
    January 19, 2017 / 10:14

    Easy, instant meals, when I’m tired and have no time to cook.

  57. betsy rose
    January 19, 2017 / 18:22

    Take aways…so bad for it 🙁

  58. Sheri Darby
    January 19, 2017 / 21:41

    Coffee out

  59. Laura Chesmer
    January 20, 2017 / 17:19

    Food that doesn’t get eaten 🙁

  60. Helen Thurston
    January 20, 2017 / 18:39

    As a household we’re cutting back a lot this year – have cancelled Sky and only getting take aways for special occasions like birthdays (as opposed to Saturdays 😀 )

  61. Diana
    January 20, 2017 / 19:34

    Eating out.

  62. Louise Crocker
    January 21, 2017 / 19:04

    Definitely my coffee shop addiction

  63. Sue Dorking
    January 21, 2017 / 19:27

    I try not to waste money but I probably buy too much chocolate

  64. Lin martin
    January 21, 2017 / 19:41

    Shoes! Two feet and too many pairs!!

  65. Caroline Signey
    January 21, 2017 / 20:13

    Takeaways

  66. Carol Boffey
    January 21, 2017 / 20:38

    Fast food

  67. Patricia Avery
    January 21, 2017 / 21:37

    I think I’m quite careful with money having been brought up with the ‘can’t pay, can’t have ‘ mantra of my parents and Grandma. It has served me well but it makes it hard to splash out when I have money to spare! 🙂

  68. Mickie Bull
    January 21, 2017 / 22:34

    I waste money on convenience food, but I ‘m tightening up!

  69. Deborah Bird
    January 21, 2017 / 22:52

    I waste money on takeaways!

  70. Theresa Alison
    January 22, 2017 / 09:55

    unnecersary food that is already in my cupboards. I have to feed a family of 6 so I try and bulk up but I don’t check what I have already in .

  71. Hayley Todd
    January 22, 2017 / 12:26

    I wasted so much money over the last few years it’s been ridiculous! At the start of this year, I have made a firm resolution to stop spending money on things I don’t need and I have set myself a target to save a certain amount of my wages every month.

  72. Theresa Cooke
    January 22, 2017 / 12:37

    I like buying magazines- I do pass them on and share with others but probably don’t really learn anything anyway from them

  73. Lynsie Lynn
    January 22, 2017 / 16:03

    Takeaways, we have one once a week, but to be honest not sure if it’s a waste as we don’t have them a lot and it gives me a break from cooking once a week! 🙂 I do feel that our money is wasted on my husbands cigarettes, I always say to him that it’s the same as burning a £10.00 note 😀 We all have our vices though I’m sure 🙂

  74. Andrea Smith
    January 22, 2017 / 18:22

    Takeaways. We really try to cut back but cave in within a couple of weeks!

  75. Kirsti Peters
    January 22, 2017 / 18:55

    I waste money on most things..I over spend when shopping then waste a lot of the food every week. I gamble a bit and I am a member of a golf club but I have not played for 3 months. Help me

  76. Eve ogden
    January 22, 2017 / 19:09

    Nothing really as we trying hard to get mortgage free

  77. Donna Rudziak
    January 22, 2017 / 19:17

    Food and impulse buys

  78. Ann Skamarauskas
    January 22, 2017 / 19:25

    eating out

  79. Ruth Wollerton
    January 22, 2017 / 20:25

    Energy drinks and takeaways, both of which I am attempting to get rid of, in an attempt to be more healthier and wealthier xxx

  80. KARL BOROWY
    January 22, 2017 / 20:48

    impulse buys

  81. Teresa sheldon
    January 22, 2017 / 21:15

    Food I seem to throw a lot away which I knows terrible I can’t seem to stop over buying

  82. Caroline Blaza
    January 22, 2017 / 21:19

    Has to be foodx

  83. Natalie Crossan
    January 22, 2017 / 23:53

    food x

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