Hope you all had a lovely Christmas. Here are my money resolutions for 2018 – they are about being frugal and smart as this year I need to really great some financial stability and stop frittering money away.

Here are some of the big and small things I am going to do.

1) Writing is a fickle career and being self-employed means I do not have much financial security or stability in my job. Nevertheless, I am 46. My pension needs to be well underways and it is not. I am going to sort this out.

2) I am also going to start repaying our mortgage rather than just the interest way too long and I feel worried about the future. I am not going to put it off any longer, I am going to begin paying off this house.

3) I am also going to stop wasting money on food. I say this all the time but this year I am going to meal plan each week and we are going to stick to it, so no food/money gets wasted.

4) I am going to be firmer with my children. Growing up poor meant I often did not have things and so I have wanted to give them everything they want when they want it. BUT, this is not teaching them anything useful and actually, I’d rather be in a position to help them in the future rather than by every toy/magazine/sweetie they want now.

5) I am going to keep a very, very close eye on where my money goes because sometimes it goes on just nothing much at all and I want to track it and understand it and get back in control. So I am going to check my bank balance every day and I am going to look at the end of each month where it has all gone and make adjustments where required. I will be in control.

Do you have any thrifty resolutions. What are you planning to save money on in 2018?

The Fabulously Frugal Things I’ve Done This Week Linky rules:

We’d love you to join in with us by sharing what frugal and thrifty things you’ve been up to this week – whether it’s an Instagram picture (#5frugalthings), a blog post or even a video. Just add your link to the linky at the bottom of this post.

You don’t have to share five things you’ve done, anything thrifty or frugal that you’ve been doing is perfect.

We’d like to make this a great little community linky so it would be brilliant if you could comment on a couple of the other blog posts linked up. We’ll make sure that we comment on all posts and if you have a Pinterest friendly image then we’ll Pin your post to one of our boards too.

 

 

You’re more than welcome to copy and paste the badge above but it would be even better if you could let your readers know that you’re linking up with us by adding a little line to the bottom of your post like this one:

I’m linking up with Cass Emma and Becky in this week’s Five Fabulously Frugal things I’ve done this week linky.

So how frugal have you been this week?