Hope you all had a lovely Christmas. Here are my money resolutions for 2018 – they are about being frugal and smart as this year I need to really great some financial stability and stop frittering money away.
Here are some of the big and small things I am going to do.
1) Writing is a fickle career and being self-employed means I do not have much financial security or stability in my job. Nevertheless, I am 46. My pension needs to be well underways and it is not. I am going to sort this out.
2) I am also going to start repaying our mortgage rather than just the interest way too long and I feel worried about the future. I am not going to put it off any longer, I am going to begin paying off this house.
3) I am also going to stop wasting money on food. I say this all the time but this year I am going to meal plan each week and we are going to stick to it, so no food/money gets wasted.
4) I am going to be firmer with my children. Growing up poor meant I often did not have things and so I have wanted to give them everything they want when they want it. BUT, this is not teaching them anything useful and actually, I’d rather be in a position to help them in the future rather than by every toy/magazine/sweetie they want now.
5) I am going to keep a very, very close eye on where my money goes because sometimes it goes on just nothing much at all and I want to track it and understand it and get back in control. So I am going to check my bank balance every day and I am going to look at the end of each month where it has all gone and make adjustments where required. I will be in control.
Do you have any thrifty resolutions. What are you planning to save money on in 2018?
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