How are you at keeping track of your finances?

I am in the could do better category,

I have been asked by Saga Equity Release to take part in a Spending Diary challenge to see how keeping a spending diary will impact upon my monthly budget.

This is not something I have done for a long while so I think it will be a great exercise for me to keep track of my outgoings. I suspect I may be rather shocked.

I know that when I have kept a diet diary it has made me much more concious about what I am eating and it has helped regulate me.

After a rather fabulous holiday a few weeks ago and both my kids having birthdays this month I absolutely am in need of a low spend month as far as possible. it will be interesting to see how it goes and I will check back with you in July to report in!

For the challenge I have been sent a budget recipe book called The Wealth Chef, a budget book to record my spending and a meal planner/shopping list to stick on  my fridge. Thank you Saga!  I should now be fully armed to take on this challenge .

I will let you know how it goes…

Wish me luck!!!